Problems We Work to Solve Obviously, we understand that there are different strokes for different folks. • How can I save money on taxes? • How can I defer taxes? • What options do I have for investing to achieve long-term income? • Are there options to potentially achieve satisfactory returns regardless of market conditions? • What are my options for minimizing expenses on paying insurance premiums? • Should I have Long Term Care Insurance? • How much life insurance should I have? Term or permanent? • What's the best way to handle my 401k or 403b or other pension plan that I have, when I retire? • Should I wait until I'm 701/2 to take distribution from my IRA or should I start now? • Can I afford to take only the minimum required distribution from my IRA ...is that the best thing to do? • What are options to help create enough liquidity enough liquidity at death so my heirs won't have to invade the IRA to pay estate taxes? • What should we do if we have a child that is a spendthrift, or has abuse problems, or needs special help? • What are some options for investing my money to receive adequate income? These are all familiar problems that we have solved routinely for our clients over the last 27+ years. CAN WE HELP YOU? Click here to schedule a free consultation. * Securities offered through Sorrento Pacific Financial, LLC Member FINRA / SIPC Office of Supervisory Jurisdiction: 10455 Sorrento Valley Road, Suite 101 · San Diego, CA 92121 Investment Advisory Services provided through Partnervest Advisory Services, LLC. A registered Investment Advisor Insurance services provided through Partnervest Insurance Services, LLC